我國互聯網保險迎來爆發式增長

China's online insurance market has a bright future as the user base expands fast.

我國的互聯網保險用戶基數擴張迅猛，其市場前景一片光明。

China saw 330 million policyholders buy insurance through Internet platforms, a surge of 42.5% from a year earlier, said a report released by Ant Financial and CBNData.

螞蟻金服與第一財經商業數據中心發佈的報告顯示，我國通過互聯網平臺購買保險的投保人數量達3.3億，較上一年增長42.5%。

Out of these, those born in the 1980s and 1990s accounted for 80%. Those who have children are more likely to buy insurance.

其中，80後和90後佔八成，有娃羣體的投保意向更強。

In China, men pay more attention to insurance, with 58 percent of all online policyholders being male.

在中國，男性會更加關注保險，在所有的網絡投保人中有58%是男性。

According to the report, couples with children took accident insurance 2.6 times more than those without children. On health insurance and car insurance, the figures were 2.4 times and 6.7 times.

報告稱，有孩子的夫婦投保意外險的意願是沒孩子夫婦的2.6倍。其投保健康險和車險的意願分別是沒孩子夫婦的2.4倍和6.7倍。

The 'second child' policy is projected to increase demand for family insurance.

而“二孩政策”預計將會增加對家庭保險的需求。

The post-1990s' awareness to insurance policies is more than the post-1980s. In future, the post-90s' online insurance demand will surpass the 80s' demand, the report said.

該報告稱，90後對保險政策的認知度比80後高。未來，90後的互聯網保險需求將超越80後。

The online premium also witnessed a robust growth. In the first half of this year, China's online premium reached 143.1 billion yuan, up 1.75 times from the same period last year, data from the Insurance Association of China showed.

此外，根據中國保險行業協會的數據顯示，互聯網保險保費也有了強勁的增長。在今年上半年，中國互聯網保險保費達到了1431億元，這一數字是去年同期的1.75倍。