得益於互聯網的普及 我國興起智能投顧服務

China will become the world's largest robo-adviser market thanks to its growing middle class and the popularity of the mobile Internet, according to a report released by CreditEase Corp and Bloomberg LP.

宜信公司與彭博資訊共同發佈的一份報告顯示，得益於日益壯大的中產階層以及移動互聯網的普及，我國將成爲世界最大的智能投顧市場。

A robo-adviser is an online wealth management service that provides automated, algorithm-based portfolio advice without the use of human financial planners.

智能投顧是一種在線財富管理服務，能在不需要人類理財規劃師的情況下提供自動的、基於算法的投資組合建議。

"With fast-paced urbanization and universal higher education, China's new middle class is growing quickly, which is a key factor for China to become the largest robo-adviser market in the near future," said Wang Fuxing, managing director at CreditEase Wealth Management Co and the main author of the report.

宜信財富董事總經理、報告主要作者王福星表示：“隨着城鎮化快速發展和人們受教育程度的普遍提高，中國的新中產階層正快速壯大，這是中國在不久的將來成爲最大智能投顧市場的關鍵因素。”

China will have 300 million to 500 million middle-class people in the next five to 10 years, the report said.

報告稱，未來五至十年，中國的中產階層人數將達3億至5億。

According to the report, Chinese new middle class are those who are familiar with the internet and good at improving their capabilities through different high-tech products.

該報告指出，中國新中產階級是指那些熟悉互聯網、善於通過不同的高科技產品提高自己的能力的人。

They are rational and fond of personalized and high-quality lifestyle and wealth management methods.

他們非常理性，喜歡個性化和高品質的生活方式和財富管理方法。