歐盟達成歐元區銀行業監管協議

European Union finance ministers have reached a deal to create a single supervisor for eurozone banks, in a bid to address a key component of the continent's financial struggles.

歐洲聯盟的財政部長們達成協議，建立一個歐元區銀行業的統一監管機構，以圖解決歐洲債務危機的一個關鍵組成問題。

The agreement reached early Thursday gives the European Central Bank broad powers to oversee banks in the 17 nations that use the euro currency, as well as institutions in other EU nations that opt in to the system.

這項星期四早上達成的協議授予歐洲央銀行很大權力，監管歐元區17個國家的銀行，以及歐盟國家中那些決定接受監管的非歐元區國家的銀行。

French Finance Minister Pierre Moscovici praised the agreement, saying it will help boost outside confidence in the eurozone.

法國財政部長莫斯柯維奇讚揚這項協議說，這將有助於提升外部對歐元區的信心。

EU leaders agreed on the principal of a central banking oversight body at a summit in June and promised a plan by the end of the year. The oversight is due to begin in March and be fully operational in early 2014.

歐盟領導人在6月份的峯會上原則上同意建立一個銀行監管的中央機構，並保證年底前制定計劃。監管將於明年3月開始實施，2014年初全面運行。

Failing banks have drastically affected some European economies, spreading the debt crisis to governments that stepped in to save their banks.

銀行的困境極大影響了一些歐洲國家的經濟，導致歐洲債務的蔓延，影響到政府，使得政府不得不介入，救助他們的銀行。

The new oversight body will ultimately allow Europe's rescue fund to directly inject money into troubled banks. It is also the first step toward a banking union with the ability to close down failing banks.

新的監管機構最終將允許歐洲援助資金向受困銀行直接注資，這也是向着建立銀行業聯盟的方向邁出的一步，銀行業聯盟將有權關閉受困的銀行。