中國女性主導財務決策大綱

'She' to power wealth management

中國女性主導財務決策

More women on the Chinese mainland are taking center stage in managing wealth and making investment decisions in a field that has been traditionally dominated by men, the highest among their global peers, said a recent industry report.

近日的一份行業報告顯示，越來越多中國內地的女性在財務管理和投資決策方面佔據主導地位，比例高於世界其他地方的女性，這一領域傳統上一直由男性主導。

Swiss bank UBS Group AG said in its Own Your Worth 2020 report on the wealth value of high net worth female individuals that globally about 58% of the women respondents allowed their spouse to take the lead in financial decisions.

瑞銀針對高淨值女性的財富價值發佈了這份“掌握您的價值2020”報告，報告稱，在全球受訪女性中，約58%會將財務決策的主動權交予配偶。

The ratio is 54% in the US and 62% in the UK, while it is only 14% on the Chinese mainland.

在美國這一比例爲54%，在英國爲62%，而在中國內地只有14%。

More than 80% of the women respondents from the mainland were deeply involved in making decisions including managing daily expenses, payment and bills.

超過80%的中國內地女性深入參與管理日常開支，支付賬單等決策。

Experts said more money is pouring into the hands of women in China, mostly through inheritances in single-child families or via self-made wealth from emerging industries.

專家稱，中國女性掌握的財富在增加，多數是獨生女通過繼承得來的財富，或新興行業的女性白手起家致富。

And women are more sensitive and rational in managing household finances and investment.

而女性在管理家庭財務和投資方面更加敏銳和理性。

When selecting financial portfolios, women are good at risk-control and less interested in products with high leverage.

在選擇投資組合時，女性更擅長風險控制，對高槓杆的產品的興趣不大。