關於誠信 About Credit

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Today, with the development of Internet, many traditional ways of life have been changed, especially the way to pay for purchase. The record of credit occupies important role for everybody, and they need good credit to get loan, so as to start their business or buy a house. We have come to the age of credit.
今天，隨着互聯網的發展，許多傳統的生活方式發生了改變，特別是購買方式。信用記錄對每個人都有着非常重要的作用，他們需要良好的信貸來獲得貸款，從而開始他們的生意或者買房子。我們已經到了信用時代。

There is a very classic example about the importance of credit. A Chinese man took the train in Europe. He found no one checked the ticket, so he just skipped the ticket. He thought he had saved the little money, but when he came to the bank and wanted to get the loan, he got rejected, because his record of credit showed he had skipped the ticket, which made him the unreliable man. 
關於信用的重要性有一個很經典的例子。一名中國男子在歐洲乘坐火車時，發現沒有人檢查車票，所以他就逃票。他以爲自己攢下了那一筆錢，但當他來到銀行想要貸款時，卻被拒絕了，因爲他的信用記錄顯示他曾經逃票，這使他成了一個信用不好的人。

The record of credit is the main basis when people asked for loan. The banks consider the account of money they would borrow according to the credit, or the departments will check a person’s credit to see if they want to hire him. The age of credit asks for us to behave ourselves well, or we will live the tough life.
信用記錄是人們申請貸款的主要依據。銀行會根據他們的信用進行借款，或者有關部門會通過他們是否願意僱用他來查看一個人的信用。信用時代要求我們表現良好，否則我們會過着艱苦的生活。