如何教孩子理財

How To Teach Your Children Money Management
如何教孩子理財

In an uncertain economy, it’s important to provide young people with the tools they’ll need to make prudent financial decisions. Here are The Onion’s tips for talking to your children about money management:
在一個不確定的經濟環境中，爲年輕人提供他們需要的理財工具很重要。下面就是“洋蔥”爲家長列出的幫助孩子理財的小貼士：

•Provide your child invaluable real-world experience by paying them below the poverty level for their manual labor.
•通過給孩子的體力勞動支付貧困線以下的報酬，給孩子提供體驗真實世界的寶貴機會。

•Require a PowerPoint presentation detailing projected quarterly profits before you agree to invest any of your capital in powdered lemonade mix.
•在你決定投資檸檬混合粉之前，要做一個季度利潤ppt報告。

•Simulate the free market by having all of your children compete for a single allowance.
•通過讓你的孩子們競爭獨生子女費來模仿一個自由市場。

•Demonstrate the importance of proper savings by repeatedly overdrawing your family’s checking account and suffering devastating ulcers as a result.
•用不斷透支家庭支票賬戶和承受嚴重潰瘍的折磨，來證明適當存款的重要性。

•Get your child excited about Personal finance! Make some fun fake currency out of colorful construction paper and have your child put it in a pretend high-interest CD that they can’t touch for five years!
•讓你的孩子對個人理財感興趣！用各色畫紙做一些假幣，讓孩子把它們投到一個假設的高收益CD上，5年不能碰。

•It might seem like a lot of work now, but investing a little extra time will ensure you find the translation of Marx’s Das Kapital that’s right for your kids.
•現在看起來可能有很多工作要做，但是投入一點額外時間就會讓你的孩子發現馬克思的《資本論》是很適合他們的。

•Make sure you’re very clear with your college-bound teen about the long-term risks of accumulating credit card debt, as they’ll have to weigh your warnings against the benefits of Capital One T-shirts and Frisbees.
•你要確保非常清楚自己上大學的孩子們的長期信用卡債務積累的風險。並且他們必須用你曾經給他們的警告來權衡買一件T恤和飛盤是否划算。

•Personal accountability is key. Remind your child that although you pay their bills now, they won’t be 33 forever.
•個人負責制是關鍵。要提醒你的孩子雖然你現在還爲他們付賬單，但他們不會永遠是33歲。