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不要放在錢包裏的五樣東西

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Most of us have been there, that moment when you start to panic because you can't find your wallet. It's an unfortunate situation that for many, means a big headache.

我們中的絕大多數人都擁有那樣的時刻--因爲找不到錢包開始慌張。對很多人來說,這是一個不幸的時刻,意味着頭疼死了。

Although it can be difficult to keep what you carry in your wallet to a minimum, it can certainly save you a lot of time and money should you lose it.

儘管在你錢包裏裝最少的東西很困難,但是這絕對能爲你節省大量時間和損失的金錢。

Here are 5 things you should never carry in your wallet.

這五樣東西永遠不應該放在錢包裏。

ipts

1.收據

If you're one of those people who saves receipts, you likely stuff them in your wallet. Although many people think you should save them in case you need to return a purchase, it's not the smartest idea.

如果你是那些收集收據的人之一,你可能會把收據塞滿錢包。儘管很多人認爲,爲了以防萬一退貨,你應該收集它們,但是那不是最聰明的想法。

The information on receipts like the merchant info, last four digits of your card and your name, can help hackers piece together the rest of your information.

收據上的信息,比如,購物信息,銀行卡後四位數和你的名字,能幫助黑客拼湊出你的其他信息。

of your credit cards

2.所有信用卡

If you carry all your cards in your wallet at all times and lose it, you'll end up being on the phone all day trying to cancel them before your wallet thief goes shopping.

如果你的錢包裏總是裝滿你的卡,然後你丟了錢包,那你整天都將在小偷購物前取消信用卡中度過。

You should only carry a debit card and one backup credit card for emergencies. And let's be honest, this tip will also help keep you from unnecessarily over spending.

你只需要在緊急情況下攜帶一張借記卡和一張備用信用卡。坦白講,這條建議也將幫助你遠離不必要的過度消費。

不要放在錢包裏的五樣東西

phone

3.你的手機

The new phone cases with room to hold your I.D. and credit cards are meant to eliminate the need for a clunky phone case and an over stuffed wallet, but that can only lead to trouble.

一個擁有空間放置身份證和信用卡的新手機殼,意味着消除笨重手機殼的需求和一隻被塞滿了的錢包,但那隻能造成麻煩。

Social Security card

4.你的社保卡

This one is pretty obvious but lots of people carry this with them all the time and they shouldn't. Your Social Security card is the golden ticket for identity thieves.

這點很明顯,但是很多人總是帶着社保卡,他們不應該這麼做。你的社保卡是身份偷竊者的黃金票券。

If you misplace this you can't get a new Social Security number, and it will mean dealing with the possibility of identity theft for awhile.

如果你放錯了地方,你不能拿到新的社保號,這將意味着在一段時間內處理身份失竊的可能性。

Not only will you have to contact the Social Security Administration directly but you'll also have to file a police report and inform the credit bureaus to closely monitor your credit. It's worth it to memorize your Social Security number and leave the card at home.

您不僅需要直接聯繫社會保障局,還必須向警察提交報告,並通知信用局密切監控您的信用。記住你的社保號並且把社保卡留在家中很值得。

checks

5.你的支票

If you're still carrying a checkbook, you might want to stop.

如果你仍然帶着一個支票簿,你可能要想着停下來了。

In the past if you lost a blank check all you needed to do was call your bank and put a block on the check number that you lost.

在過去,如果你丟了一張空白的支票,你所做的只是給銀行打電話,並且屏蔽你丟失的支票號。

Now, even a lost voided check that you block can be an issue because it contains some very personal financial information.

如今,即便是丟失一張無效支票都是個問題,因爲它包含了一些非常私人的財務信息。

Those little numbers on the bottom that include your bank routing and account number can be a one-way ticket for a thief to gain access to your money.

那些支票底部的小數字包含你的銀行賬戶和賬戶號碼,這是小偷獲取你金錢的單程票。

Sure, just like anything else you can call to change or close your checking account but that will have a ripple effect on everything your account is connected to.

當然,就像所有其他事情一樣,你可以打電話改變或者關閉你的支票賬戶,但這會對你賬戶連接的一切事物造成漣漪效應。